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Welcome to the home page. I am a Louisiana Certified Residential Real Estate Appraiser. I have been certified since January 1994. I have been on the FHA approved appraiser roster since January 25, 1996. I have over 17 years of experience in residential real estate appraising in the Louisiana Parishes of Jefferson, Orleans and Saint Bernard. I do my own work from start to finish and do not have helpers or trainees.
I appraise in the Louisiana Parishes of Orleans, Jefferson, St. Bernard and St. Charles
• FHA mortgages, FHA reverse mortgages & FHA 203K insured loans
• Conventional mortgages
• Mortgage Refinancing - Conventional & FHA
• Private Mortgage Insurance Removal
• Successions
• Divorce Settlement
• REO properties (Real Estate Owned - foreclosure)
• Pre & Post Hurricane Katrina values -See Reasons for an appraisal
• Various Personal reasons such as pre-listing (marketing) estimate of value
My Turn-Around Times are typically 2 to 3 days after the inspection
Verification sources:
• Louisiana Certification: http://www.lreasbc.state.la.us/dbfiles/appraiserinfo_new.htm
• FHA Roster: https://entp.hud.gov/idapp/html/apprlook.cfm
• Federal Registry: https://www.asc.gov/content/category1/standardSearches.aspx?queryType=6
Fannie Mae quote: "a real estate appraisal completed by a qualified appraiser is the most appropriate standard and most reliable indicator for determining property value." https://www.efanniemae.com/sf/guides/ssg/annltrs/pdf/2007/0725.pdf
Home Valuation Code Of Conduct (HVCC) effective May 1, 2009 is causing many lenders to use Appraisal Management Companies (AMC). The AMC user agreements (terms of use) do not appear to be very user friendly for all users, including lenders and appraisers. Why would you agree to indemnify the AMC for any reason? I am not comfortable with their agreement. Are you? http://appraisalnewsonline.typepad.com/appraisal_news_for_real_e/2009/04/amc-appraiser-agreements-indemnity-tsi-appraisal-services-appraiser-agreement-reviewed.html?cid=6a00d8341c4e6153ef011570276d14970b
Mercury Network may be a possible alternative to AMC's. The Mercury Network is FHA and HVCC compliant. For more information on the Mercury Network: http://www.mercuryvmp.com/lenders_learnmore.aspx
What to expect when the appraiser comes to the property: The appraiser will measure the exterior and interior of the improvements in order to make a sketch of the improvements. If you have any pets, be prepared to place the pets in a secured area away from the appraiser. The appraiser will make notes of materials and condition of the improvements. The appraiser will take pictures of the exterior and interior. If you made any updates, give the appraiser a list of those updates or make sure you tell the appraiser about those updates. If there are any problems with the improvements tell the appraiser about them as well. The appraiser should be there approximately 1 hour for an average size home. If you are not familiar with the appraisal process, ask the appraiser to explain the process to you.
• Louisiana Road Home Program data: click on this link for data concerning the Louisiana Road Home Program: http://www.johnmurden.com/news
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